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Being involved in a covered accident can result in legal exposures and damages, potentially leading to costly legal battles and financial liabilities.
Liability Coverage protects you from costs like legal liability, accident-related injuries, or accident-based damage in the event of a covered accident.
At-fault accidents can result in severe bodily harm to others, imposing a heavy financial burden due to medical expenses and potential legal costs.
Bodily Injury Liability Coverage can ease the financial strain by covering expenses related to bodily harm or death from an at-fault accident, typically including legal costs.
Unintentional damage to someone else's property caused by your vehicle can lead to significant repair costs and financial liability.
Property Damage Liability Coverage protects you by covering the costs if your vehicle unintentionally causes damage to another person's property.
Accidents can result in medical expenses for you and your passengers, regardless of who is at fault, leading to unexpected financial burdens.
Medical Payments Coverage helps pay for these medical expenses, providing financial relief after a covered accident.
Injuries and property damage caused by uninsured or hit-and-run drivers can leave you without adequate compensation, leading to financial hardship.
Uninsured Motorist Coverage protects you from these risks, covering injuries and property damage, and often includes underinsured motorist coverage for cases where the at-fault driver's insurance is insufficient.
Non-collision incidents like theft, vandalism, flood, or fire can cause significant damage to your vehicle, resulting in expensive repairs or replacement.
Comprehensive Physical Damage Coverage compensates for such damages, offering financial protection against these non-collision risks.
Collisions with other objects can cause extensive damage to your vehicle, leading to costly repairs.
Collision Coverage pays for the damage to your vehicle in the event of a collision, alleviating the financial impact of such incidents.
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