Ohio Auto Insurance
Logan Insurance is here to assist you in finding affordable auto insurance to fit your needs. We understand everyone’s driving habits are different; that is why we have contracted several different carriers. Whether you are just purchasing your first car or you are a seasoned car collector, we can find you affordable quality coverage.
What is Auto Insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of several different kinds of coverage. Most states require you to buy some, but not all, of these coverages. Some optional coverages include: Uninsured/Underinsured Motorist, Roadside Assistance, Rental Reimbursement and GAP coverage. If you’re financing a car, your lender may also have requirements.
Auto policies are for six months to a year. Your insurance company will notify you by mail when it’s time to renew the policy and to pay your premium.