You Don't Need 50 Employees to Offer Great Benefits

Competing for good people in Hocking County means offering more than a paycheck — and we help small business owners build benefits packages that work within a real budget.

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Benefits Are the Reason Good Employees Stay

Wages get people in the door. Benefits keep them there. For small businesses in Logan and across Hocking County, a structured benefits package — even a modest one — is one of the most effective tools you have for competing against larger employers. Health coverage, dental, vision, and life insurance signal to your team that this is a place worth building a career.


The challenge for most small business owners isn't motivation. It's not knowing where to start or what they can actually afford. That's exactly where we come in.

Group Health and Benefits Options for Businesses of Every Size

One of the most common things we hear from Hocking County employers is that they assumed group health insurance was only for companies with 50 or more employees. It isn't. In Ohio, businesses with as few as two employees can qualify for group health coverage — and as an independent agency, we compare options across multiple carriers to find a plan that fits your headcount and your budget, not a single carrier's pricing structure.


Below are the employee benefits products we offer. Each one can stand alone or be combined into a package tailored to your business.

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Group Health Insurance

Medical coverage for your employees and their families, with plan options across multiple carriers. We help you evaluate cost-sharing structures, deductible levels, and network options so you can offer meaningful coverage without overextending your budget.

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Group Dental Insurance

Dental coverage is consistently one of the most valued benefits employees report — and one of the most affordable to add. We offer group dental plans that work as a standalone benefit or alongside a group health package.

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Group Vision Insurance

Vision benefits cover routine eye exams, prescription glasses, and contacts. Offered as part of a complete benefits package, group vision coverage adds meaningful value at a low per-employee cost.

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Critical Illness Insurance

Critical illness coverage pays a lump-sum benefit directly to the employee when they're diagnosed with a covered condition — helping them manage out-of-pocket costs during a serious health event without depleting their savings.

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Life & AD&D Insurance

Group life and accidental death and dismemberment coverage gives your employees and their families a financial safety net. It's a low-cost benefit that carries significant meaning — and it's one employers of all sizes can realistically offer.

We Manage the Benefits So You Can Manage Your Business

Building a benefits package is one thing. Keeping it running — enrollment, renewals, carrier communication, employee questions — is another. Our team at Logan Insurance works with Hocking County employers through the full lifecycle of their benefits program: plan selection, employee enrollment, and annual renewal. You don't need an HR department to offer professional-grade benefits. You just need the right broker.


As an independent agency with over 65 years of continuous operation in Logan, we have the carrier relationships and the local knowledge to build a package that reflects what your employees actually need — and what your business can sustain long-term.

What Hocking County Employers Ask Us Most

  • How many employees do I need to offer group health insurance in Ohio?

    In Ohio, businesses with as few as two employees can qualify for group health insurance coverage. Many small business owners in Hocking County assume group coverage is out of reach, but employer size is rarely the barrier. We work with businesses across a range of sizes and budgets to find plans that are genuinely affordable.

  • What is the difference between group health insurance and individual health insurance?

    Group health insurance is purchased by an employer and covers employees — often at a lower per-person cost than individual coverage because the risk is spread across the group. Individual health insurance is purchased by a person directly, typically through the ACA marketplace or a private carrier. For employers, group coverage also carries tax advantages that individual plans do not.

  • Is offering employee benefits required in Ohio?

    Ohio employers are not legally required to offer health insurance or other benefits, with limited exceptions for larger employers under federal law. That said, the competitive case for offering benefits is strong regardless of legal obligation — particularly in a tight labor market where small businesses compete directly with larger employers for the same candidates.

  • Can I offer benefits to some employees but not others?

    Yes, within certain guidelines. Employers can structure eligibility based on factors like full-time versus part-time status, waiting periods, or employee classification — as long as the criteria are applied consistently and comply with applicable nondiscrimination rules. We walk you through the options so your plan is both practical and compliant.

  • How does working with an independent benefits broker differ from going directly to a carrier?

    When you go directly to a single carrier, you're limited to that carrier's plans and pricing. As an independent agency, we access multiple carriers and can compare coverage structures, premium costs, and plan designs side by side. That comparison is how small employers find a package that fits — rather than settling for whatever one carrier offers.

Logan Insurance Agency has served personal lines clients in Logan, Rockbridge, Laurelville, South Bloomingville, Nelsonville, Haydenville, and communities throughout Hocking County since 1959. Call us at (740) 385-8575, stop by our office at 53 S. Market St. in Logan, or request a quote online and we'll be in touch.

Ready to Build a Benefits Package Your Employees Will Notice?

A well-designed benefits program doesn't require a large company or a large budget — it requires the right guidance. Contact Logan Insurance Agency to schedule a consultation and find out what's available for your business.