Health, Life, and Medicare Coverage — All in One Place

One conversation with Logan Insurance Agency covers Medicare options, individual health insurance, and life insurance — alongside the home and auto coverage you may already have with us.

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Three Audiences. One Agency That Knows All Three.

Life and health insurance isn't a single product — it's a category that means something different depending on where you are in life. We work with three distinct groups, and we know each situation well.


  • Turning 65: You're entering Medicare eligibility and need a clear-eyed comparison of Advantage plans, Supplement plans, and Part D drug coverage — not a sales pitch for whichever plan pays the highest commission.

  • Working-age individuals: You need individual health insurance outside of an employer plan, whether through the marketplace or a private carrier, and you want someone who can walk you through the options without jargon.

  • Families and individuals evaluating life insurance: You're thinking about term, whole life, or key-person coverage and want guidance on what structure actually fits your situation.


Our agents have been handling Medicare, health, and life insurance alongside personal and commercial lines for decades — this depth goes back to the late 1970s, when a founding partner brought group life and health knowledge into the agency. It's not a recent add-on.

What We Cover Under Life & Health

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Medicare Insurance

Medicare eligibility brings more decisions than most people expect. We compare Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans across carriers — and we explain what each structure actually costs you over time, not just at enrollment.

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Individual Health Insurance

If you're self-employed, between jobs, or simply not covered through an employer, individual health insurance is available through the marketplace and through private carriers. We help you understand your options during open enrollment and evaluate whether a qualifying life event opens a special enrollment period for you.

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Life Insurance

Term life, whole life, and universal life serve different needs. We help individuals and families understand which structure fits their goals — and we can also discuss key-person life insurance for business owners who need coverage at the commercial level.

Why Work With an Independent Agent for Health and Life?

When you work with a single-carrier Medicare broker or go directly to a health insurance marketplace, you see what that source wants to show you. An independent agent has no carrier loyalty — which means no hidden agenda.


We hold appointments with multiple carriers across Medicare, health, and life insurance lines. When we sit down with you, we're comparing options on your behalf, not filling a quota for a preferred plan.


That independence matters most in health and life decisions, where the wrong choice can mean locked-in costs, coverage gaps, or a policy structure that doesn't match how your life is actually built.

The Advantage of One Agency Relationship

Most people keep their home, auto, and business insurance in one place — but treat Medicare and life insurance as a separate category handled by a different specialist. That split creates gaps, redundancy, and extra phone calls when your situation changes.


At Logan Insurance Agency, one relationship covers all of it. If you're already a personal or commercial lines client, adding Medicare, health, or life coverage means one more conversation with people who already know your situation. If you're new to us, you're starting with an agency that can handle every coverage decision you'll face — not just one category.


We've been serving Hocking County since 1959, and our 4.9-star Google rating reflects what that kind of continuity looks like in practice.

Frequently Asked Questions About Life & Health Insurance

  • What is the difference between Medicare Advantage and Medicare Supplement?

    Medicare Advantage (Part C) replaces Original Medicare with a private plan that typically includes prescription drug coverage and may offer dental and vision benefits, often at a lower monthly premium. Medicare Supplement (Medigap) works alongside Original Medicare to cover cost-sharing gaps like deductibles and copays, generally offering broader provider access at a higher monthly cost. The right choice depends on your health needs, budget, and how much flexibility you want in choosing providers.

  • Can I get individual health insurance outside of open enrollment in Ohio?

    In most cases, individual health insurance enrollment is limited to the annual open enrollment period. However, qualifying life events — such as losing employer coverage, getting married, having a child, or moving — trigger a Special Enrollment Period that allows you to enroll outside the standard window. We can help you determine whether your situation qualifies and which plans are available to you.

  • How often should I review my personal insurance coverage?

    At minimum, once a year at renewal. More often if you've bought or sold a home, added a vehicle, started renting out a property, or had a significant change in income or assets. Life changes faster than most people update their policies.

  • Do I need both life insurance and a key-person policy for my business?

    Personal life insurance and key-person life insurance serve different purposes. Personal life insurance is designed to provide for your family or dependents. Key-person coverage is a business-owned policy that compensates the company if an owner or critical employee dies — helping the business cover lost revenue, recruit a replacement, or satisfy a lender requirement. Many business owners carry both, and we can help you evaluate whether your current coverage addresses both needs.

  • Where can I get health and life insurance in Logan, Ohio?

    Logan Insurance Agency at 53 S. Market St. in Logan offers Medicare, individual health, and life insurance alongside personal and commercial lines. We serve clients throughout Hocking County and southeastern Ohio. You can reach us by phone at 740-385-8575, by text, or through our contact form to schedule a consultation.

Whether you're approaching Medicare eligibility, navigating individual health insurance, or thinking through life insurance for the first time, we'll walk you through your options in plain language. One call covers all of it.